ERM Benefits and Costs是企业风险管理收益和成本,在FRM考试中的主要内容有哪些呢?随融跃小编往下看!

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a. Top ten benefits of ERM:

Helps firms define and adhere to enterprise risk appetites

Focuses oversight on most threatening risks

Identifies enterprise-scale risks generated at business line level

Manages risk concentrations across the enterprise

Manages emerging enterprise risks (e.g., cyber risk, AML (anti-money laundering) risk, reputation risk)【资料下载】GARP协会《2021年FRM学习目标》

Ø Supports regulatory compliance and stakeholder reassurance

Ø Helps firms to understand risk-type correlations and cross-over risks

Ø Optimizes risk transfer expenses in line with risk scale and total cost

Ø Incorporates stress scenario capital costs into pricing and business decisions

Ø Incorporates risk into business model selection and strategic decisions

b. ERM Costs: Implementation of an integrated firm-wide initiative costly (both capital and labor intensive) and time consuming.

c. The motivation to adopt ERM:

Top to Bottom—Vertical Vision

Concentrations of Risk within the Firm

Thinking Beyond Silos

Relevant insurance

原文翻译如下:》》》想了解更多21年FRM备考技巧的点我咨询

a、企业风险管理的十大好处:

帮助企业定义并坚持企业风险偏好

将监督重点放在zui具威胁性的风险上

识别在业务线级别产生的企业级风险

管理整个企业的风险集中

管理新兴企业风险(例如,网络风险、反洗钱风险、声誉风险)

支持法规遵从性和利益相关者的保 证

帮助企业了解风险类型相关性和交叉风险

根据风险规模和总成本优化风险转移费用

将压力情景资本成本纳入定价和业务决策

将风险纳入商业模式选择和战略决策

b、企业风险管理成本:

实施一项全公司范围的综合计划,成本高昂(资本和劳动密集型)且耗时。

c、采用企业风险管理的动机:

上下垂直视野

公司内部的风险集中

超越筒仓思考

相关保险

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